Qualifications: 

 

• Highschool Diploma or equivalent.

• 2 years proven experience in mortgage loan origination and/or processing.

• Active NMLS license. 

• Last 2 years W2's.

• Works with strong sence of urgency and responsiveness

• Knowledge of mortgage industry regulations and compliance.

• Excellent communication and interpersonal skills.

• Strong attention to detail and organizational abilities.

• Proficient in the use of Loan Origination System (LOS) software.

• Proficiency with data entry, PDF software programs, Microsfot Word, and Excel Required. 

• Physical: many aspects of this position require being sedentary (sitting at a desk or at a computer), frequent use of computer, keyboard, mouse, and other devices.

Key Responsibilities:

 

1. Loan Origination:

Guide borrowers through the mortgage application process, providing expert advice and assistance.

Review 1003 loan applications to ensure completeness, accuracy, and compliance with company policies and regulatory requirements.

Utilize Loan Origination System (LOS) software to input, track, and manage loan applications efficiently.

 

2. Client Relations:

Establish and maintain strong relationships with borrowers, providing excellent customer service throughout the loan process.

Act as a liaison between origination staff, underwriters, and clients to facilitate effective communication and resolution of any issues.

 

3. Document Review and Management:

Thoroughly review and analyze all required documents, including income verification, credit reports, appraisals, and other essential information.

Ensure all necessary documentation is collected and accurately recorded for each loan file.

 

4. Underwriting Support:

Collaborate with underwriters to address any outstanding conditions or clarifications required for loan approval.

Obtain accurate Automated Underwriting System (AUS) findings and work to meet underwriting guidelines.

 

5. Compliance:

Stay informed about industry regulations and compliance requirements to ensure all loan activities adhere to legal and regulatory standards.

Implement and uphold Mortgage Express, LLC's policies and procedures.

 

6. Documentation Collection:

Work closely with borrowers to collect necessary documentation, providing guidance on the required paperwork and deadlines.

Verify the accuracy and completeness of all collected documentation.

 

7. Team Collaboration:

Collaborate with internal teams to streamline processes and enhance the overall efficiency of the loan origination and processing pipeline.

Participate in team meetings and training sessions to stay updated on industry trends and best practices.